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Solved BHIM App “Error fetching bank accounts” Transaction Declined

Error in BHIM App – Solution for BHIM APP Error in Fetching Bank Details/ Transaction Declined/ OTP Passcode Error or verification of mobile number.

The National Payments Corporation of India has moved one step further to boost digital transaction in India. Our Hon’ble PM Narendra Modi has official launched Aadhar based/ UPI App called “BHIM” Bharat Interface for Money on the name of Dr. Bhim Rao Ambedkar “Great Economist”. Soon after the officialy launching the BHIM App in Google Play store. The users are facing lots of problem. The SMS price is deducted by mobile number is not verified/ or after the verification you are not able to select your BANK Name/ accounts. In this article we are solving each and every error of BHIM App you are facing. There may be some error we miss, but you can comment below so that we can help you.

BHIM App Verify Mobile Number Failed

SMS Charges is deducted from main balance but BHIM App verification failed. If you are facing problem & error on verification of mobile number, then you may not be able to use the NPCI BHIM App. Solution to the verification of mobile number in SIM 1 or SIM 2 process is given below. >>> BHIM App Verify Mobile Number Problem

a) Go to the place where mobile tower signal are working great.
b) Now, open the BHIM App
c) Click on Verify mobile number and select your mobile number. If you have dual SIM, choose SIM 1 or SIM 2 mobile number. Note: you must verify only the mobile number attached in your bank account.
d) The SMS charged Rs 1.5/- or Rs 1.2 is deducted from the main account.
e) If your phone number is not verified, then you must restart your mobile phone and insert primary phone number in SIM 1 (the mobile number your want to verify).

and follow the step a to d again. At this step your mobile number is verified for BHIM App and you can use BHIM app for fund transfer/ request money/ bill payments etc.

BHIM APP “Error fetching bank accounts”

After verification and setting up of Passcode (4 digit number), you can choose your bank name. The list contains most of the public and private banks. But after clicking on the bank name you get error message “Error fetching bank accounts”. Some banks may send you SMS that ” Hello, you have initiated the process of adding “BANK NAME ACCOUNT” in the UPI App – BHIM.

This is your first time of using BHIM App after installation and verifying mobile number. To solve the “Error in fetching the Bank Accounts” you can follow the steps below.

Step1: Exit the BHIM App.
Step 2: Delete the BHIM App Cache from App Manager of your phone >> Settings >> Apps >> Choose BHIM App >> and delete cache.
Step 3: After this you have to open “BHIM App” and enter your passcode. Now you can choose your Bank Name from the list given.
Step 4: If your problem “Error fetching bank accounts” persist. Then you can check updates of BHIM App or contact the bank toll-free number.

BHIM APP Transaction Declined

Lots of banks are also showing error message “Transaction Declined” in BHIM App. While choosing the bank name from the list of BHIM app, the user are getting error “Transaction Declined”.

Error in BHIM APP Transaction Declined Solved

Solution: You have to refresh the BHIM App and release the RAM. Just exit the BHIM App and start once again. Open PM MODI BHIM App, Enter Passcode and choose your bank name.

हिंदी में जानकारी: भीम App में बैंक का नाम सेलेक्ट करने में मुश्किल आ रही होगी | इसके दो कारण हो सकते है – पहला ये की तुम्हरा भीम एप्लीकेशन अपडेटेड नही होगा | दूसरा – जो तुमने मोबाइल नंबर verify किया है वो किस्सी भी बैंक में नहीं है | आपको वही फ़ोन नंबर वेरीफाई करना है जो की बैंक अकाउंट में लगा हो | यदि आपको भीम अप्प को इस्तेमाल करने में प्रॉब्लम हो रही है तोह आप हमसे हेल्प ले सकते है | भीम अप्प से पैसे कैसे भेजे | कैसे अपना बैंक अकाउंट जोड़े | कस्टमर केयर में टोल फ्री कॉल करे | बैलेंस की जानकारी|

Your Bank System is Offline “BHIM APP” Error

After the succeful verification of mobile number. You can face this problem “your bank systems is offline”. Don’t worry this is not permanent error when you click your bank name. This problem is caused due to your BANK UPI server down. You may call toll free number of your bank and ask about it or check this page >>> {Solved} Your Bank System is Offline BHIM APP

BHIM APP “Error Generating OTP”

After entering last 6 digit of debit card, credit card and valid upto (MM/ YY) details, the BHIM App send OTP to your number. If you have error message “error generating OTP”, then you can follow these steps to solve BHIM APP OTP Error >>> Error Generating OTP BHIM App (6 Digit UPI PIN)

NPCI BHIM Windows App

BHIM iPhone App

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  1. Thanks you very much. Solved my problem of BHIM App – error fetching bank accounts.

  2. Transaction declined error not getting resolved.

  3. how can ” error generating pin” be solved

  4. Deepak Kumar Verma

    Still not resolve the issue of “Error fetching bank accounts”

  5. transaction declined error on select a bank name (sbi)

  6. I’m not able to link SBI and BOB. The message comes transaction declined and account does not exist.

    • Please follow the steps.

      • Sir in my bhim app upin not creating always showing pls try again later…y tis problm i have tried lots of time…my bank iob is there any problm in my bank..pls solve me tis problm..otp coming always but upin not creating pls help me sir

      • Sir i have problm… I transferred 4000 rs to an INDIAN OVERSEES BANK ACCOUNT! Amount is declined but money is not transferred! Ttansfer is performed from sbi!
        Plz help

  7. Thanks you, it worked for me 🙂

  8. i have gone through these steps , thank you for helping me.

  9. Deepak Kumar Verma

    I’m not able to link SBI(Saving) and BOB(Current). The message comes transaction declined and account does not exist.

  10. When I am clicking on Request Balance in bank account, it shows Transaction Declined! Plz help.

  11. Looks like this app has been created in collaboration with Chinese company. ..so much of problem….1st they take decision to forcibly lead people towards cashless and secondly they bring some whitewash like BHIM app to cover up thr mess created while taking wrong decision in haste….

    • dont throw your political agenda here. there are plenty of apps like tez, phonepay which are available for money transaction.

  12. Transaction failed while changing bank account failed despite following all the steps


    My bank account no wrong and one digit are no entry

  14. Hello sir ,i couldn’t see my account balance and transact with bhim app through my boi bank account. i see the notice that ” the bank is unreachable plz try again” when ever i try to see my account balance.please help me. reply me as fast as possible .Thank you

  15. my bank does not found in BHIM

  16. I can’t find Bangiyo Gramin Vikash Bank is available in BHIM.plz solve my problem.

  17. Bangiyo Gramin Vikash Bank is available in BHIM???

  18. श्रीमान जी मेरी 5000 रुपए की ट्रांसेक्शन फ़ैल होने के बाद मेरे account से 5000 रुपए कट गए जो अभीतक अकाउंट में वापिस नहीं आई।11 मई शाम 4:14 बजे ।central bank of india में A/C है

  19. my transaction fail but 5000 rs debit my account ।when my money back in my account?

  20. raghvendra kumar

    when i am clicking on request balance
    in bank acount it show transaction diclined .plz half

  21. i am send money Date 10/7/17 through Bhim app but my balance was deducted but not credited into beneficiary account No-35923735766 . Still I am waiting for solution of my ₹3000 was deducted My account No 20228697649. So pls solve my problem firstly. So please return amount in my bank account.

    Upnish Kumar
    Account no.20228697649
    Transaction Id 719116265981

    • am send money Date 10/7/17 through Bhim app but my balance was deducted but not credited into beneficiary account No-x3735766 . Still I am waiting for solution of my ₹5000 was deducted My account No 20×97649. So pls solve my problem fastly. So please return amount in my bank account.
      Upnish Kumar
      Account no.20228x
      Transaction Id 71911x

  22. hello sir i have problem in bhim aap of transaction declined problems plz help

  23. Sir my account in broad Uttar pradesh grameen bank this bank is not in bhim app bank list please help me how can I link my account .

  24. Sir my account in broda Uttar pradesh grameen bank this bank is not in bhim app bank list please help me how can I link my account .

  25. Transfer the money is not, but it showing “beneficiary account is facing some issues” this problem please give solution.

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