Home / BHIM APP / Use UPI BHIM App (USSD Code) in Basic Mobiles/ Features Phones

Use UPI BHIM App (USSD Code) in Basic Mobiles/ Features Phones

Last updated on April 17th, 2019 at 01:39 pm

Send Money UPI in Basic Keypad Mobiles (Nokia/ Samsung Guru/ Lava/ Karbonn/ Micromax/ IKALL

Sending money without internet is now possible. The UPI Functionality (SEND/ RECEIVE/ BALANCE INQUIRY/ PENDING REQUEST/ LAST TRANSACTION HISTORY/ UPI PIN CHANGE/ Add Bank/ Change Bank etc) is possible using the USSC Codes. As we all know that in Basic Phones (Features Mobile) we are not able to add APPS, so to use the UPI BHIM APP Features, you have to learn the USSC Codes. In this article, check complete list of USSC Codes for UPI facility in Basic Mobile. Sometime you may also get Connection Problem or Invalid MMI Code in Jio, Airtel, BSNL, Aircel, Tata Indicom, Idea, Vodafone SIM. Learn UPI facility in Basic Mobile.

List of Basic Phones 2019

  • Reliance JioPhone (2/ 3/ 4)
  • Nokia 216 Dual SIM
  • Samsung Metro B350E
  • Nokia 150 Dual SIM
  • Lava KKT Jumbo 2
  • Micromax X707
  • Micromax X1i 2017
  • Micromax X730
  • Micromax X803
  • Micromax X406

USSD Code UPI *99# Complete Guide

To start use the USSD CODE UPI Facility, you have to dial *99# from your mobile. The smartphone user can also use this feature.

Step 1: Create a BHIM Account by dialing *99#

After dialing *99#, you will get following option in your screen.

Select Language
3. தமி…

Please enter first four digits of Bank Name or Bank Short Code or IFSC

Select account
1. ***23452 VIKASH D
2. ***13522 VIKASH D

Congrats. You can now receive money to your mobile number. To send money, please note OTP sent to your phone and keep your debit card ready. Dial *99*X*7*1#

Step 2: Set UPI PIN & Check Balance

  1. User has to enter Debit Card Details.
  2. User enters the new UPI PIN
  3. User enters the new UPI PIN
  4. UPI Pin is set successfully
  5. Check Balance Success

Enter [Last 6 digits of debit card] [Expiry Date MMYY] separated by single space
Ex: 736373 0833

Enter your new {no of digit} digit UPI PIN

Please re-enter your {no of digit} digit UPI PIN to confirm

Your UPI PIN is set. To check balance for your Account XXX, enter your UPI PIN

Your Account Balance is XXXX Press 1 for Main Menu

Step 3: Main Menu – *99#

The registered user is always taken to the main menu on dialing *99# after successful one-ttime registration

Select Option:
1. Send Money
2. Request Money
3. Check Balance
4. My Profile
5. Pending Requests
6. Transactions

Send Money to Mobile Number – *99*1*1#

The registered user is taken to the main menu on dialing *99# after successful one-time registration

  1. User Selects 1 to pay to New contact.
    Select Option:
    1. Send Money
    2. Request Money
    3. Check Balance
    4. My Profile
    5. Pending Requests
    6. Transactions
    7. UPI PIN
  2. Chooses to pay to a mobile number
    Send money to :
    1. Mobile Number
    2. Payment Address
    3. Saved Beneficiary
    4. IFSC, Account No
    5. MMID, Mobile No.
  3. Enters the mobile number to pay
    Enter Mobile Number of the beneficiary
  4. Enters the amount to be paid. Name of the mobile number holder is verified and displayed
    Paying Abhinav, 9378 23424 Enter Amount in Rs.
  5. Enters UPI PIN
    Paying Abhinav Rs 1000
    Enter your UPI PIN for SBI ***345
  6. Payment Successful Displays “Your contact has been saved successfully” on 1
  7. Your payment to Abhinav for Rs 1000 is successful.(Txn Ref No: 325253)
    Select option to
    1. Save contact
    2. Exit

USSD Code: UPI in Basic Phones

  • Send Money to Payment Address – *99*1*2#
  • Send Money to Saved Beneficiary – *99*1*3#
  • Send Money to IFSC, Account Number – *99*1*4#
  • Send Money to MMID, Mobile Number – *99*1*5#
  • Request Money Flow – *99*2#
  • Check Balance – *99*3#
  • Respond to Pending Requests – *99*5#
  • Transactions History – *99*6#

Download: Complete Guide USSD Code

USSD Code for Basic Phones

After the launch of UPI, Rupay Card. The Govt of India and NPCI has also launched USSD code “99# for normal phones. You can use USSD codes for financial/ non-financial transactions. It works without internet.

  1. No need to install any application on mobile handset to use the service
  2. Uses voice connectivity
  3. Round the clock availability to customers (works even on holidays
  4. Accessible through a common code *99#
  5. No additional charges while roaming for using the service
  6. Works across all GSM service providers and mobile handsets

ussd code

How USSD/ BHIM App is Used without internet

Select Options (Your Bank Name)

  1. Account Balance
  2. Mini Statement
  3. Send Money using MMID
  4. Send Money using IFSC Code
  5. Show MMID
  6. MPIN
  7. Generate OTP etc.
  8. IMPS Payment using *99#

All banks USSD Code

*99*41#-State Bank of India
*99*42#– Punjab National Bank
*99*43#-HDFC Bank
*99*44#-ICICI Bank
*99*45#-AXIS Bank
*99*46#-Canara Bank
*99*47#- Bank Of India
*99*48#-Bank of Baroda
*99*49#-IDBI Bank
*99*50#-Union Bank of India
*99*51#-Central Bank of India
*99*52#-India Overseas Bank
*99*53#-Oriental Bank of Commerce
*99*54#-Allahabad Bank
*99*55#-Syndicate Bank
*99*56#-UCO Bank
*99*57#-Corporation Bank
*99*58#- Indian Bank
*99*59#-Andhra Bank
*99*60#- State Bank Of Hyderabad
*99*61#- Bank of Maharashtra
*99*62#- State Bank of Patiala
*99*63#- United Bank of India
*99*64#-Vijaya Bank
*99*65#-Dena Bank
*99*66#-Yes Bank
*99*67#-State Bank of Travancore
*99*68#-Kotak Mahindra Bank
*99*69#-IndusInd Bank
*99*70#- State Bank of Bikaner and Jaipur
*99*71#- Punjab and Sind Bank
*99*72#-Federal Bank
*99*73#-State Bank of Mysore
*99*74#-South Indian Bank
*99*75#-Karur Vysya Bank
*99*76#-Karnataka Bank
*99*77#-Tamilnad Mercantile Bank
*99*78#-DCB Bank
*99*79#- Ratnakar Bank
*99*80#-Nainital Bank
*99*81#-Janata Sahakari Bank
*99*82#-Mehsana Urban Co-Operative Bank
*99*83#-NKGSB Bank
*99*84#-Saraswat Bank
*99*85#-Apna Sahakari Bank
*99*86#-Bhartiya Mahila Bank
*99*87#- Abhyudaya Co-Operative Bank
*99*88#-Punjab & Maharashtra Co-operative Bank
*99*89#-Hasti Co-Operative Bank
*99*90#- Gujarat State Co-Operative Bank
*99*91#- Kalupur Commercial Co-Operative Bank.

0 0 votes
Article Rating

Check Also

canara bank empower upi complaint

BHIM Canara UPI eMpower App Complaint, Canara Bank UPI Customer Care Number, Support eMpower

Canara Bank UPI App “eMpower” Download, Customer Care Number of Canara UPI eMpower App, Call, …

Notify of
Inline Feedbacks
View all comments
muzammil hoque
muzammil hoque
25 October 2017 11:50 AM

Axis bhim app ..I transaction …. Transaction failed but dedicated my balance

1 January 2020 8:15 AM

Not working in my keypad phone

3 January 2020 10:47 AM
Reply to  Anitasingj

Hi Anita,
Which USSD code your has used?

Would love your thoughts, please comment.x